Posts Tagged ‘Credit Check’

Want to Become a Reality TV Star? Be Prepared for Intensive Background Checks!

Friday, December 18th, 2009

After several fiascos regarding reality TV stars in the past year (not the least of which was a shocking murder/suicide), anyone wishing to join the Real World cast or “Survivor” will have to submit to intensive background checks.

How will these background checks differ from those previously done for reality stars and starlets?  First of all, they’ll actually be followed through.  (There’s been much speculation that certain checks weren’t completed at all for some reality show contestants.)  Secondly, casting directors and producers will be more inclined to delve beyond a simple credit check or criminal check into the “meat” of an actor’s or model’s past. 

So does this mean an end to flamboyant reality TV icons like VH-1’s “New York” or the “Real Housewives”?  Probably not… just as long as they can get past a thorough screening process.

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  • What Does a Bad Credit Report Mean?

    Friday, December 4th, 2009

    Employers are increasingly conducting credit checks on potential new hires, but not all of them understand how to interpret the data.  After all, a credit check report doesn’t equate to simply receiving a credit score; in fact, it’s much more comprehensive… and that can make evaluating it complicated.

    So what does it mean if a potential employee’s background check comes back clean but his/her credit check comes back with “black marks” (figuratively speaking, of course)? 

    Here, we’ll look at a quick way to determine how the credit check data potentially affects your decision:

    1.  Typically, if a person is to have any financial responsibility, you want someone with a squeaky-clean credit check report.  If he/she cannot handle his/her own finances, do you want him/her to handle your company’s?

    2.  If you see that a person owes a great deal of money and will be in a position where he/she can have easy access to your business’s cash, you might want to think twice about making a job offer.  Many cases of embezzlement occur because the embezzler is deeply in dept.

    3.  If you notice that the individual consistently makes numerous late payments (or skips payments), it could be a sign that he/she isn’t dependable.  While it’s not necessarily a total deal-breaker (especially if the late payments were five years ago), you do have to ask yourself if he/she will be late with other items, such as projects and assignments.

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  • Parents Have a Right to Know Who’s Working with Their Kids

    Friday, November 20th, 2009

    Many parents would probably be shocked to know that numerous organizations that hire volunteers to work with kids have no formal rules regarding background screening of volunteers or team members.  Several will cite ”the cost” as an excuse; others will say it’s not necessary because they “know” the people well enough.  That means that mentors, tutors, coaches and other staff are not properly investigated before they are brought on board.

    It’s a scary thought, isn’t it?

    This is the reason that it’s absolutely critical for moms, dads and grandparents to begin asking the question:  “Do you background screen your volunteers and/or employees?”

    If the answer is “yes”, you can inquire further as to what kind of investigation is conducted — do they look into criminal backgrounds or merely do a credit check?  Are employees and volunteers randomly tested after they are brought into the organization?  Don’t be intimidated if the organization’s representatives balk at your query.  It’s your right to know who is working with your kids.

    Of course, if the answer you receive is “no”, you will be in a position to make a serious decision.  Obviously, we recommend never allowing your son or daughter to be alone with a volunteer or employee who has not been background checked.  There have been far too many news stories of terrible incidents happening when adults take advantage of unsuspecting youngsters. 

    It takes very little time to make an inquiry.  Make sure it’s something you do without fail, as you’ll never regret the knowledge you obtain.